Unlock Liquidity.
Without Selling
Your Funds

Access instant liquidity against your Mutual Funds without selling them. Stay invested and let your wealth grow while you fulfill your needs.

Check Your Eligibility
Starting At10.49% p.a.
100% Digital
No Prepayment Penalty
Fast Approval
LAMF Hero Image

10.49% p.a.

INTEREST RATE

Up to ₹20L

LOAN LIMIT

Instant

DIGITAL APPROVAL

100%

PAPERLESS

Capital at the speed of thought.

Our streamlined digital process ensures you access liquidity without the traditional banking friction.

01

Check Limit

Instantly see your eligible loan amount based on your MF portfolio.

02

Complete KYC

One-time paperless verification using your Aadhaar and PAN.

03

Pledge Units

Mark a lien on your mutual fund units digitally via CAMS/KFintech.

04

Get Funds

Money is credited to your linked bank account in minutes.

Why Choose LAMF?

LAMF offers a smart way to access quick liquidity by pledging your mutual fund units as collateral, without needing to sell them and disrupt your long-term investment growth.

Icon

Keep Your Investments Growing

Don't miss out on market gains. Your units stay invested and continue earning returns.

Icon

Interest Only on Utilized Amount

Pay interest only for the amount and duration you actually use the funds.

Icon

Zero Foreclosure Charges

Flexibility to pay back anytime without hidden penalties or extra costs.

Icon

Fully Paperless Digital Process

100% digital journey from limit discovery to loan disbursal.

Comparison Background
Comparison Background

The Smarter Way to Borrow

Compare how Loan Against Mutual Funds stacks up against others.

FeaturesLoan Against MFPersonal LoanGold Loan
Interest Rate9% - 11% p.a.12% - 24% p.a.10% - 18% p.a.
Asset GrowthContinues to GrowNoneLocked Asset
Approval SpeedInstant / Digital24-72 HoursPhysical Visit Req.
Repayment TypeInterest Only EMIPrincipal + InterestBullet / EMI
Foreclosure FeeZero2% - 5%Varies
Powered by
Volt Logo
Money

Common Questions

Everything you need to know about starting your journey with Mutual Space.

FAQ Image

We have a host of well-trained advisors who will walk you through any queries you may have and we'll even help you make a purchase. All you have to do is book a call.

Ready to unlock your funds?

Calculate your eligibility in under 2 minutes. No impact on credit score for checking limit.

Team member 1
Team member 2
Team member 3
Join 50k+ investors
Main Icon
Left Icon
Right Icon
Check EligibilityApply for Loan

Still Confused? Talk to an

logo
logo

Quietly committed to your prosperity

Mutual Space

Products

Knowledge

Disclaimer: We have gathered all the data, information, statistics from the sources believed to be highly reliable and true. All necessary precautions have been taken to avoid any error, lapse or insufficiency; however, no representations or warranties are made (express or implied) as to the reliability, accuracy or completeness of such information. We cannot be held liable for any loss arising directly or indirectly from the use of, or any action taken in on, any information appearing herein. The user is advised to verify the contents of the report independently. All such information is provided solely for reference purposes and investors should always obtain advice from qualified financial advisers or mutual fund distributors before making any investment decision.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance may or may not be sustained in the future. Investors should always invest according to their risk profile and consult with their mutual fund distributors or financial advisor before investing.

© 2026 Mutual Space.

Privacy Policy

Mutual Space